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Analyze a Merchant Statement
Upload a merchant's processing statement to extract their current rates — net effective rate, interchange costs, and processor markup by card brand.
Drop a statement PDF here
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Claude is reading and extracting rate data. This can take 30–90 seconds for large PDFs.
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Net Effective Rate
Total fees ÷ net sales
Total Net Sales
Total Fees
Processor Plus Rate
Rate the sales rep needs to match
Interchange + Processor Markup by Card Brand
Interchange = card network cost (fixed) · Processor + = markup to match
| Card Brand | Sales Volume | Transactions | Interchange $ | IC Rate | Processor + | + Rate % | + Per Txn | Effective Rate |
|---|---|---|---|---|---|---|---|---|
Fee Breakdown
Fee Composition
Flat Rate by Card Type
| Card Brand | Sales Volume | Transactions | Flat Rate % | Per Transaction | Total Fees |
|---|
Interchange Plus Comparison
Based on this merchant's actual card mix and current interchange rates, here's how their costs compare to what they'd pay under interchange-plus pricing:
Current Flat Rate Cost
Est. True Interchange
Estimated Overpayment
Methodology